Alessandra Malito

Is your adult child moving back home? Make sure you have this conversation

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It can be a beneficial arrangement for everyone — but it’s best to have clear discussions first Moving back in with Mom and Dad can help adult children lay down a healthy financial foundation, and even their parents could feel the perks — if the parties talk about it. Avoiding those conversations could otherwise be … Read more

Avoid the 10%-per-year penalty for not enrolling in Medicare — know these rules

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There is also a Part D penalty…. The Part B penalty is a permanent charge every month There are many rules associated with Medicare enrollment, but here are a few of the basics: Medicare Part A, which covers hospital insurance, is typically free of premiums for individuals who have worked at least 40 quarters of … Read more