How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion

To keep crooks from wreaking havoc with your financial information, it’s a must that you have a credit freeze in place. Money expert Clark Howard is a huge advocate of freezing your credit as a way to better protect your finances and keep your hard-earned money away from criminals. “A credit freeze is the best … Read more

NationalPublicData.com Hack Exposes a Nation’s Data

Data brokers like National Public Data typically get their information by scouring federal, state and local government records. Those government files include voting registries, property filings, marriage certificates, motor vehicle records, criminal records, court documents, death records, professional licenses, bankruptcy filings, and more. Americans may believe they have the right to opt out of having … Read more

Experian, You Have Some Explaining to Do

Twice in the past month KrebsOnSecurity has heard from readers who’ve had their accounts at big-three credit bureau Experian hacked and updated with a new email address that wasn’t theirs. In both cases the readers used password managers to select strong, unique passwords for their Experian accounts. Research suggests identity thieves were able to hijack … Read more

Children are targets for ID theft. Here’s what parents need to know

As early as 2011, research from Carnegie Mellon University suggested kids could be up to 51 times more likely to experience identity theft than adults. Now identity theft affects 1.25 million kids – or about 1 out of 50 children – every year, according to the research firm Javelin. Most of the time, child identity … Read more

Scary Fraud Ensues When ID Theft & Usury Collide

What’s worse than finding out that identity thieves took out a 546 percent interest payday loan in your name? How about a 900 percent interest loan? Or how about not learning of the fraudulent loan until it gets handed off to collection agents? One reader’s nightmare experience spotlights what can happen when ID thieves and … Read more

Advice for Personal Digital Security

See also Brian Kreb’s “Credit Freezes are Free: Let the Ice Age Begin“ Advice for Personal Digital Security I. Securing your digital life, part one: The basics The key to protecting your digital life is to make it as expensive and impractical as possible for someone bent on mischief to steal the things most important … Read more